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Let's document the terms to avoid disputes later.
Missing payments hurts your credit.
It got sent back due to an error in the paperwork.
Paying this all at once will hit my budget.
This charge is clearly too high.
Let's check the terms and conditions to be safe.
There's a window to cancel without penalty.
In the end, switching was cheaper.
Let's get a copy just in case.
I've been feeling low lately.
Who's covering this cost?
I've pushed too hard; I'm at my limit.