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Missing payments hurts your credit.
Let's check the terms and conditions to be safe.
I don't think I need the add-ons for now.
In the end, switching was cheaper.
Let's document the terms to avoid disputes later.
I've been feeling low lately.
It got sent back due to an error in the paperwork.
I've pushed too hard; I'm at my limit.
This charge is clearly too high.
I just can't muster the energy for anything.
There's a window to cancel without penalty.
I don't feel like I'm getting real rest.